Salary — Employer Over-deducted
~60%Employer deducted TDS at higher rate but actual investments reduce your tax liability significantly.
Example: Investment declarations submitted late — employer deducted at zero basis
Excess TDS on salary, FD, or professional fees? File ITR correctly and claim your full refund. CA-assisted, 100% digital process.
₹4.2Cr+
Refunds claimed
3-6 mo
Avg refund time
8 yr
Claim window
100%
Digital process
Refund Estimator
Estimated Refund
₹27,000
File ITR now to claim this
Why TDS is excess
Employer deducted TDS at higher rate but actual investments reduce your tax liability significantly.
Example: Investment declarations submitted late — employer deducted at zero basis
Bank deducts flat 10% on FD interest but your actual tax slab may be lower or nil.
Example: Senior citizen in nil tax bracket — bank still deducted ₹8,000 on FD interest
Clients deduct 10% TDS on fees paid but tax after business expenses is much lower.
Example: ₹5L income, ₹2L expenses — TDS on full ₹5L, tax only on ₹3L
1% TDS on property or 10% on rent — actual capital gain after indexation is lower.
Example: Indexed property cost reduces capital gain below TDS amount
Important deadline
You can claim refund up to 8 years back — but file before December 31
For FY 2024-25: File ITR by July 31 (without penalty) or December 31 (with ₹5,000 late fee). Filing after December 31 means you permanently lose the refund for that year. Old year refunds (FY 2017-18 onwards) can still be claimed via revised return.
How to claim
Form 26AS & AIS Verification
CA checks your Form 26AS and Annual Information Statement to confirm all TDS credits are correctly reflected.
Day 1ITR Filed with Maximum Deductions
CA files your ITR with all eligible deductions (80C, 80D, HRA, home loan) to maximize your refund amount.
Day 2-3E-Verification via Aadhaar OTP
ITR is e-verified using Aadhaar OTP. Without verification, IT Department does not process the refund.
Day 3Refund Tracked Till Bank Credit
We monitor refund status on TRACES and IT portal. Refund typically credited within 3-6 months after filing.
3-6 monthsDocuments needed
Refund status
Where is Your Refund Right Now?
Check on incometax.gov.in → My Account → Refund Status
ITR Filed & Verified
DoneUnder Processing
DoneRefund Determined
NowSent to Bank
WaitCredited to Account
WaitAvg processing time: 3-6 months after filing. File early for faster credit.
Pricing
Basic Refund
₹999
Salary TDS refund
Standard
₹1,999
Complex refund cases
Old Returns
₹2,999
Up to 8 years back
FAQ
CA team is available right now. Full refund process handled by us.